Pre-Construction Checklist

List every room, system, or area that will be touched. Vague scopes lead to scope creep and surprise costs.

Budget the full cost of the project, then add 10–15% for unforeseen conditions. Older homes often have surprises behind walls.

Florida requires a CBC or CGC license for most work. Check myfloridalicense.com before signing anything.

Request a Certificate of Insurance showing general liability and workers' compensation. Ask to be listed as additionally insured.

Many communities require pre-approval for exterior changes, additions, or material selections. Check before you commit to a design.

Compare bids on scope, not just price. A low bid that excludes permits, cleanup, or specific finishes will cost more in the end.

In Florida, the licensed contractor must typically pull permits. Confirm this is included in your contract, not billed as an add-on.

Never pay more than 10% upfront. Tie payments to completed milestones, not the calendar. Avoid contractors who want full payment in advance.

Keep all contracts, permits, change orders, and receipts in one place — digital or physical. You'll need them for insurance, resale, and warranty claims.

Discuss utility shutoffs, dust containment, parking, and daily work hours before day one. Setting expectations early prevents friction later.